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You do not have to pay the instant approval credit card amount in question during the investigation. If you lose your credit or charge cards, or if you realize they've been lost or stolen, immediately call the issuer(s).
When time comes to renew your license or id, be it the real or changed one, simply take the license or id for either one of them and had it along with their application for renewal and their fee to the clerk. Then instant approval credit card they'll take your picture and renew it.
Under the equal credit opportunity act, a credit scoring system may not use certain characteristics-like race, sex, marital status, national origin, or religion-as factors. However, creditors are allowed to use age in instant approval credit card properly designed scoring systems. But any scoring system that includes age must give equal treatment to elderly applicants.