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You must notify the card issuer in writing within60 days after the first bill containing the error was mailed to you. In your letter, include: your name; account number; the type, date and amount of the error; and the reason why you believe the bill contains an error.
For example, some card issuers charge a fee when you use the card to obtain a cash advance, when free credit cards you fail to make a payment on time, or when you go over your credit limit. Some charge a flat monthly fee whether or not you use the card.
