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The card issuer also must disclose the periodic rate, that is, the rate the card issuer applies to your outstanding account balance to figure the finance charge for each low interest credit card billing period. Some plans allow the card issuer to change the annual percentage rate on your account when interest rates or other economic indicators[called indexes] change.
It is a stored value option ideal for those low interest credit card with no established credit history, such as students or those unable to obtain creditcards due to past problems. There isno credit check andno annual fee. There is alsono age requirement or social securitynumber required to obtain these prepaid reloadable cards.
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