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A grace period refers to the amount of time past a given bill due date during which non-payment will not incur interest fees on the balance due, provided the total balance is paid within the grace period.
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It is a measure of the cost of credit, expressed as a yearly rate. The card issuer also capitol one credit card must disclose the periodic rate, that is, the rate the card issuer applies to your outstanding account balance to figure the finance charge for each billing period.
