If you're thinking about providian credit card, don't leave yet. You must notify the card issuer in writing within60 days after the first bill containing the error was mailed to you. In your letter, include: your name; account number; the type, date and amount of providian credit card the error; and the reason why you believe the bill contains an error.
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A card issuer providian credit card must credit your account on the day the issuer receives your payment, unless the payment is not made according to the creditor's requirements or the delay in crediting to your account does not result ina charge.
Then you can have it listed in the phone book because creditors do check to see if businesses are listed sometimes. Having it in a corner of a friends house and listed would give it a different address other than your own. If you would rather have it at your home you can have only the phonenumber providian credit card listed andnot the address.
Building or repairing your credit with a secured credit card even people with damaged credit may be able to obtain a secured credit card by depositing money in a savings account. This booklet explains what to look for when shopping for a secured credit card and what to avoid.
