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Be sure to consider and compare the following terms that direct-mail applications and pre-approved solicitations must reveal. You must notify the card issuer in writing within60 days after the first bill containing the error was citi bank credit card mailed to you.
In other words the computer will absorb the information you supplied them into their system as a new credit file when they search for any credit record in the name and personal information citi bank credit card you gave them. And even if it comes back no record found it will still have in it's system your personal information such as your name, address, birthdates, social security number, date of birth, place of employment, etc.
Then you can have it listed in the phone citi bank credit card book because creditors do check to see if businesses are listed sometimes. Having it in a corner of a friends house and listed would give it a different address other than your own.